It is important that you activate your refund preference through BankMobile Disbursements. You can select an electronic deposit to your already existing bank account or an electronic deposit to a BankMobile Vibe Account. You must have your preference selected in order to promptly receive your refund from Owens. It is also important that your mailing address and phone number are up to date with Owens, as to not delay the processing of your refund. You can update your address and phone number through your Ozone account.